Imagine you are driving to work one day and daydreaming about all the things you will do when you retire. But when you walk into the office, your boss presents you with a pink slip.
Now what do you do?!
This is not a happy scenario, but it's one we all should be prepared for as we approach retirement. Life is messy and random at times. Your best way to deal with the unexpected is to always have a back-up plan.